Buying vs Renting at the University of Alabama: Why One Family Chose to Invest in Tuscaloosa Real Estate
Buying vs Renting at the University of Alabama: Why One Family Chose to Invest in Tuscaloosa Real Estate
If you have a student heading to the University of Alabama, one of the first major financial decisions you will face is housing.
Most families automatically rent.
But one family chose a different path.
In a recent episode of College Real Estate Coach, Barbara and her granddaughter Virginia shared why their family decided to purchase a townhome in Tuscaloosa instead of signing a lease near campus — and how that decision reframed college housing from an expense into a long-term investment.

Why Families Feel Pressured to Rent at the University of Alabama
Every fall, freshmen begin hearing what many call the “October housing myth.” Students are told they must secure housing early or risk limited options for sophomore year.
That pressure leads many families to rush into rental agreements without fully evaluating alternatives.
Virginia knew she wanted a property that was:
- Walkable to classes
- Close to her sorority house
- Near Bryant-Denny Stadium
- Located in a safe community
- Guaranteed parking access
Like many students, convenience and safety were top priorities.
Initially, the family explored renting.
Then they paused.
From Rental to Real Estate: A Strategic Family Decision
After a family discussion, Barbara — Virginia’s grandmother — and the rest of the family decided to consider purchasing instead of leasing.
Their reasoning was strategic:
- Provide stability for four years or longer
- Create a home instead of a temporary rental
- Accommodate future siblings who may attend Alabama
- Secure property near campus with long-term value
- Have a place to stay during football weekends and visits
As Barbara explained, they didn’t want “just a rental apartment.” They wanted Virginia to have a home.
The result was a walkable townhome near campus with space for roommates and a unique family suite layout.
Why Buying Near the University of Alabama Can Make Financial Sense
Tuscaloosa real estate — especially properties close to the University of Alabama and Bryant-Denny Stadium — consistently attracts demand.
When evaluating buying vs renting at Alabama, families should consider:
Walkability and Location
Properties near campus and the stadium often maintain stronger long-term desirability.
Roommate-Friendly Layouts
Multi-bedroom townhomes provide flexibility for shared living while maintaining ownership.
Long-Term Appreciation Potential
College-town markets with strong enrollment and national demand can perform differently than traditional residential areas.
Multi-Use Flexibility
Family visits, game-day weekends, and potential future rentals add additional layers of value.
A Multi-Generational Investment Strategy
One of the most interesting aspects of this purchase was the structure.
Barbara and her husband initially purchased the property. Later, Virginia was added to the deed. In Alabama, individuals can be on title at age 19, creating unique planning opportunities.
With younger siblings potentially attending Alabama, the property may serve multiple students over time.
This transforms the conversation from “four years of housing” to “a long-term family asset.”
Is Buying Better Than Renting at the University of Alabama?
There is no one-size-fits-all answer.
But the better question may be:
What happens if you don’t consider it?
Four years of rent can add up significantly. In high-demand college markets like Tuscaloosa, purchasing may provide:
- Stability
- Control
- Equity growth
- Future resale or rental flexibility
- Multi-student usage
For this family, the decision was about safety, planning, and long-term thinking.
College Housing in Tuscaloosa: Think Beyond the Lease
If you are evaluating University of Alabama housing, it is important to understand your options before signing a lease.
College housing does not have to be only an expense.
In the right location, with the right structure, it can become an asset.













